Liverpool remains one of the UK's most affordable major cities. A full breakdown of monthly costs and the minimum comfortable salary for 2024.
Liverpool punches above its weight culturally but remains one of the most affordable major cities in the UK. If you're relocating or considering a move, the cost of living here compares very favourably to most alternatives.
| Expense | City centre | Suburbs |
|---|---|---|
| Rent (1-bed flat) | £700–£1,050 | £550–£800 |
| Council tax | £100–£150 | £95–£145 |
| Utilities | £95–£140 | £90–£135 |
| Broadband | £25–£35 | £25–£35 |
| Groceries | £180–£260 | £170–£250 |
| Transport (Merseytravel monthly) | £60–£85 | £65–£95 |
| Phone | £20–£40 | £20–£40 |
| Eating out / socialising | £100–£230 | £90–£200 |
| Gym / subscriptions | £30–£65 | £28–£60 |
| Total (estimate) | £1,310–£2,055 | £1,133–£1,760 |
Liverpool is one of the few major UK cities where a salary of £26,000 genuinely enables a comfortable independent life. At £20,000 (take-home ~£1,400) it's tight but achievable in a flatshare or the suburbs. At £33,000+, Liverpool offers an excellent quality of life at a fraction of equivalent London costs.
Liverpool city centre 1-bed flats average £800–£1,000/month — among the lowest of any major UK city. Areas like Wavertree, Allerton, and Aigburth offer good value at £550–£800/month. The Baltic Triangle and Ropewalks are popular with younger professionals at £800–£1,050/month.
See how your pay compares to the Liverpool and UK median.
Check Your Salary →Around £26,000 is sufficient for comfortable city centre living in Liverpool. In the suburbs, £20,000–£22,000 is workable.
Yes — Liverpool is one of the cheapest major UK cities. Monthly living costs are typically £300–£600 lower than Manchester and far below London.
A 1-bed flat in Liverpool city centre costs approximately £800–£1,000/month. Suburban areas cost £550–£800/month.